Two-factor authentication (2FA) with the use of one-time passwords (OTPs) is now often seen as a cure-all against phishing, social engineering, account theft, and other cyber-maladies. By requesting an OTP at login, the service in question provides an additional protective layer of user verification. The code can be generated in a special app directly on the user’s device, … [Read more...] about When two-factor authentication is useless